Aptus financial reviews registration#
Aptus financial reviews professional#

If we decide we should work together, you schedule Step 2, the phone consultation.Ĭlick here to schedule a 15-minute call Step 2. Complimentary Introductory Call – 15 minutesĭuring this short call, I’ll review the three-step process for The One-Day Financial Review and answer any questions you may have. The One-Day Financial Review consists of three simple steps. This not only helps us create a well-informed investment plan for you, but also sheds light on some financial blind spots you might have missed. In addition to providing you with a model of a simple, low-cost three- or four-fund index fund portfolio that you can implement yourself, we look at other important areas of your financial life. The One-Day Financial Review shows you – in plain English – what you can do to meet your financial goals. Just a single, transparent fee for easy-to-understand advice.Īdditional in-depth work (many clients don’t need this) and returning clients are billed at $350 an hour. No assets under management (AUM) billing. No monthly or annual subscription commitments. What Does A Financial Review Cost?įor a one-time financial review, you pay a one-time fee: $1,725. With The One-Day Financial Review, it’s not. Learn more about the Dual-Registrant Conflict input here.Financial planning doesn’t have to be expensive or complicated. Firms are categorized into one of two groups, indicating the presence of this conflict or not.

Aptus financial reviews professional#

You can learn more about these investment professional distinctions by accessing our Investment Professional Infographic. The presence of this conflict can prove harmful to investors seeking guidance compared to working with a financial advisor where this particular conflict is absent. This dual-registration creates conflicts of interest between clients and investment professionals providing recommendations.

Aptus financial reviews registration#

Dual registration refers to advisor firms or individual advisors that can act in two capacities as registered investment advisors (held to a fiduciary standard), or as brokers (held to a less-stringent standard of care). Dual-Registrant Conflict – Aptus Financial does not operate with the presence of this conflict.Learn more about the Disclosures Score input here. The result of the assessment places firms in one of three categories: Poor, Mediocre, or Exemplary. Disclosures Score – Aptus Financial has a Mediocre disclosures score relative to other financial advisory firms. This input assesses the extent to which an advisory firm’s record includes past criminal, regulatory, or disciplinary disclosures.Learn more about the Amount of Firm Resources input here. Firms earn a resource assessment rank ranging from Modest (least amount of firm resources) to Substantial (greatest amount of firm resources).

Greater resources may also position firms to rectify any wrongs in cases of advisor disputes.

Amount of Firm Resources – Aptus Financial has Modest resources compared to other financial advisory firms. The resources a firm has at its disposal can impact the breadth and depth of services offered and its viability as a going concern.

Learn more about the Clients Per Advisor input here. We categorize firms in groupings ranging from Low (Best) to High (Worst). This could be detrimental to you and your loved ones quest to achieve your financial goals. Expansive client lists can limit a financial advisor’s ability to provide adequate service to you and your family. This factor considers how much time the financial advisor you choose to work with will be able to devote to serving you.

Clients Per Advisor – Aptus Financial has a Low number of clients per advisor relative to other financial advisory firms.

Learn more about the Potential Fee Level here. Our analysis culminates in a score ranging from Low (Best) to High (Worst). We’ve analyzed typical fees listed in forms advisory firms are required to file with the Securities and Exchange Commission to see how individual firm fees compare to competitors. Hiring a financial advisor that charges excessive fees can cost you hundreds of thousands of dollars, or more! Excessive financial advisor fees can mean the difference between running out of money in retirement or not.

The fee an advisory firm charges you is a crucial contributor to whether or not you achieve your financial goals.

Potential Fee Level – Aptus Financial maintains a Unranked potential fee level compared to rival financial advisory firms.

Read more about the PennyPilot Grade here. The PennyPilot Grade is based on five factors that we believe drive successful financial outcomes for individuals and their loved ones. What factors determine the PennyPilot Grade?